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EMI device-financing protection

Secure Devices. Smarter Business.

Sell smartphones on EMI with confidence. TechSecure protects financed devices with remote lock, live location and automated EMI collections — online, or offline over SMS — so you cut defaults and stay in control.

  • OTP secured login
  • Encrypted data
  • Anti-factory-reset (FRP)
  • Android & iOS
TechSecure app showing a locked financed device
50,000+
Devices protected
1,200+
Dealers onboarded
98%
EMI recovery rate
24/7
Remote control

Everything in one platform

Built to protect financed devices

From onboarding to recovery, TechSecure gives phone dealers complete control over every device sold on EMI.

Remote Lock & Unlock

Lock or unlock any financed device instantly — online, or offline over SMS when there's no data.

Live Location

Request device GPS on demand and view the 3 most recent locations on a map to recover devices.

EMI Schedules

Auto-generate monthly, weekly or daily installment plans with WhatsApp & SMS reminders.

QR Provisioning

Enrol the on-device locker in seconds using standard or Running-method QR codes.

Anti-Factory-Reset

Activate FRP protection so a factory reset can't strip your control from an unpaid device.

Cashbook & Reports

Track collections in a ledger and export clean PDF reports for every store and agent.

Roles & Agents

Retailer, Distributor and Admin roles with restricted Agent sub-accounts per store.

EMI Reminders

On-screen and audio reminders on the device, plus automated payment nudges to customers.

Hire-Purchase Agreement

Auto-generate a signed hire-purchase agreement PDF with the customer's signature.

How it works

From sale to recovery in four steps

A simple, repeatable workflow your team can run for every device you finance.

  1. 1

    Onboard

    Capture KYC, scan the IMEI, run a credit check and generate a signed hire-purchase agreement.

  2. 2

    Provision via QR

    Enrol the on-device locker with a standard or Running-method QR code in seconds.

  3. 3

    Manage EMIs

    Auto-build the installment schedule, collect via cashbook and send WhatsApp / SMS reminders.

  4. 4

    Protect & Recover

    Lock, locate and control devices online or over SMS to recover overdue EMIs.

Capabilities in depth

Control every device you finance

The core tools dealers rely on to reduce defaults and protect their business.

Lock & unlock — online or offline over SMS

Remote control

Lock & unlock — online or offline over SMS

Take instant action on any financed device. When data is switched off, secure SMS commands keep you in control.

  • Real-time online lock / unlock
  • Offline SMS fallback commands
  • Master PIN gated actions
Locate devices to recover overdue EMIs

Live location

Locate devices to recover overdue EMIs

Request GPS on demand and review the 3 most recent locations on a map — with documented customer consent.

  • On-demand GPS request
  • Last 3 locations on a map
  • Consent-based tracking
Automated schedules & reminders

EMI & payments

Automated schedules & reminders

Generate monthly, weekly or daily plans and let TechSecure nudge customers over WhatsApp and SMS automatically.

  • Monthly / weekly / daily plans
  • WhatsApp & SMS reminders
  • On-device EMI reminders
Collections ledger & PDF reports

Cashbook

Collections ledger & PDF reports

Record every collection in a clean cashbook, mark installments paid, and export reports per store and agent.

  • Collections cashbook
  • Mark-as-paid tracking
  • Exportable PDF reports

Roles & access

Structured for your whole business

Give retailers, distributors and field agents exactly the access they need — nothing more.

Retailer

For single stores selling phones on EMI.

  • Onboard customers with KYC
  • Provision & control devices
  • Manage EMIs and collections

Distributor

For multi-store businesses and networks.

  • Oversee multiple retailers
  • Consolidated reports & cashbook
  • Assign and manage stores

Agent

Restricted sub-accounts for staff.

  • Task-specific permissions
  • Field onboarding & collection
  • No access to sensitive controls

Security & trust

Bank-grade access controls

Layered security protects your business, your customers, and every financed device.

OTP login

Secure sign-in with one-time-password verification.

MPIN + fingerprint

4-digit MPIN with biometric unlock for fast access.

Master PIN

A separate PIN gates all lock / unlock actions.

Anti-factory-reset

FRP keeps control even after a factory reset.

Session management

See and revoke sessions across devices.

Encrypted data

Customer and device data is encrypted.

TechSecure dealer dashboard

Get the app

Run your business from your phone

Download the TechSecure Dealer app and manage onboarding, EMIs and device control on the go.

Download for Android (APK)v6.x • Android 8+
Coming soonApp StoreComing soonGoogle Play

Loved by dealers

Trusted across India

Dealers using TechSecure to cut EMI defaults and protect financed devices.

EMI defaults dropped sharply after we started locking overdue devices. Recovery used to take weeks — now it's a tap.
Rajesh Kumar
Owner, mobile retailer
Onboarding with KYC and IMEI scanning is fast, and the auto-generated agreement saves us paperwork every single day.
Priya Sharma
Distributor
Offline SMS control is the game changer. Even when a customer switches off data, we can still protect the device.
Imran Sheikh
Imran Sheikh
Multi-store business

FAQ

Questions, answered

Everything you need to know about protecting devices financed on EMI.

TechSecure is a mobile EMI and device-financing protection platform for phone dealers, distributors and agents in India. It lets you sell smartphones on installments and protect the financed devices with an on-device locker until they're fully paid.

Ready to cut EMI defaults?

Book a demo and see how TechSecure protects every device you finance — or download the Dealer app and get started today.

  • • No long-term lock-in — start with a single store.
  • • Online + offline SMS device control.
  • • Onboarding help for your whole team.

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